Golf Cart Insurance You Can Depend On
Protect Your Ride. Protect Your Peace of Mind
Your golf cart is more than a convenience—it's a valuable asset you use around the neighborhood, on the golf course, within gated communities, or at your business. Without the right insurance, a single accident or liability claim could cost you far more than the price of coverage. At The Ritz Agency, we specialize in Golf Cart Insurance designed to shield you from unexpected risks while keeping your budget in mind.
We are extremely satisfied with the quality of service we received from Jay and Alisha. They worked very hard to find the best Auto and Homeowners insurance. Saved us a bundle.
Great agency that really cares about giving its clients the best value and coverage. Takes the time to explain your coverage and how it works. Great follow up and personalized service. Recommend to anyone.
The Ritz Agency (Allstate) has been wonderful to work with. Had to make a claim, and it was painless! They make every effort to help me with everything I need. Thanks Ritz Agency!
Why You Need Golf Cart Insurance
Golf carts are increasingly used beyond the course—for transportation, recreation, and business operations. Accidents, property damage, injuries, and theft happen more often than most owners expect. Standard homeowners or auto policies typically don’t provide full protection.
With our customized Golf Cart Insurance, you get:
Protection from accidents and collision damage.
Coverage for injuries or liability claims
Replacement for theft or vandalism
Peace of mind while driving on the course, in your community, or on public roads (where allowed)
Get Your Car Insurance Today
Contact The Ritz Agency today to get a free quote, compare coverage options, and find the perfect policy for you.
Or Call (352) 512-6334
Comprehensive Golf Cart Insurance Coverage Options
At The Ritz Agency, we tailor your policy to match your lifestyle and usage. Choose from a wide range of coverage options such as:
Liability Protection
Covers bodily injury and property damage if you’re at fault.
Collision Coverage
Covers the cost of repairs if your golf cart is damaged in a collision.
Comprehensive Coverage
Protects against theft, fire, vandalism, weather events, and more.
Uninsured/Underinsured Motorist Coverage
Keeps you protected even if the other driver does not have insurance.
Medical Payments Coverage
Pays for medical expenses for you and your passengers following an accident.
Accessory Coverage
Perfect for customized golf carts with added seats, lighting, or upgraded equipment.
Enjoy Every Ride with Complete Confidence
Accidents and unexpected events can happen anytime. With The Ritz Agency, your golf cart is protected—on the course, in your neighborhood, or wherever life takes you.
Protect your car, your family, and your future—quickly, easily, and confidently.
Testimonials
Why Choose The Ritz Agency for Golf Cart Insurance?
We pride ourselves on being more than just an insurance provider. We are your long-term partner in protection:
Personalized Coverage - No two golf cart owners are the same. We customize every policy to fit your needs precisely.
Affordable Rates - We shop multiple carriers to find the best coverage at the best price.
Fast & Easy Claims Support - Accidents are stressful—filing a claim shouldn’t be. Our experts guide you every step of the way.
Local Expertise & Guidance - We understand your lifestyle and the risks unique to your community.
Trusted by Families & Businesses - Thousands rely on The Ritz Agency for powerful protection and top-tier service.
Protect Your Golf Cart
with The Ritz Agency Today
Your golf cart deserves the same level of protection as your car. Trust The Ritz Agency to deliver the best coverage, the best value, and the best service.
Or Call (352) 512-6334
Frequently Asked Questions
Do I really need golf cart insurance?
Yes. Most homeowners policies offer limited protection. Dedicated coverage ensures you’re protected from liability, collision, theft, and more.
How much does golf cart insurance cost?
Rates vary based on usage, location, and customizations. The Ritz Agency provides competitive pricing tailored to your needs.
Can I insure a customized or street-legal golf cart?
Absolutely. We offer coverage for modified, upgraded, and street-legal carts.
Will my policy cover passengers?
Yes—medical payments and liability coverage help protect you and your riders.
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